California Insurance Guarantee Association
Welcome to the California Insurance Guarantee Association
We hope you find our web site helpful in providing information regarding the purpose of the guarantee association in the State of California and how it protects resident claimants in the event of an insurance company insolvency.
About CIGA
Since its creation in 1969, CIGA has successfully taken over the covered claim responsibilities of over one hundred insolvent Member Insurers. Between the years 1969 and 2000, CIGA averaged payments of approximately $51 million per year.
Ethics & Compliance
CIGA's Ethics and Compliance Policy provides a confidential, non-retaliatory, and anonymous hotline for the good faith reporting of concerns about possible violations of law, professional and ethical standards, and CIGA policy when normal channels of communication have proven ineffective, or are impractical under the circumstances.
COVID-19 has dramatically altered many aspects of day-to-day life in America, but CIGA remains operational! Please be patient with us as our employees are working, while practicing social distancing and complying with Governor Newsom's direction to shelter in home. Rest assured that we will continue to serve injured workers and claimants but our process may be a bit slower during this difficult time.
Consumers & Claims
This page is where you can find the information on general CIGA issues.
Click on one of the links below for answers to frequently asked questions (FAQs). If you cannot find an answer
to your question or need more detailed ...
Ethics & Compliance
CIGA's Ethics and Compliance Policy provides a confidential, non-retaliatory, and anonymous hotline for the good faith reporting of concerns about possible violations of law, professional and ethical standards, and CIGA policy when normal channels of communication have proven ineffective ...
Finance
The California Insurance Guarantee Association (also known as "CIGA") has three separate funds organized by line of business that cover (1) workers' compensation claims, (2) homeowners and automobile claims (including personal injury), and (3) all other claims (e.g., products liability and commercial ...